The Altior Ethos
A Higher Standard of Partnership
At Altior Finance, we operate as a boutique finance advisory, specialising in the structuring and delivery of complex lending solutions across commercial, residential, and equipment finance.
Engineered Financial Excellence
We believe that the best financial outcomes are never accidental; they are engineered. Derived from the Latin word for “Higher,” Altior represents our commitment to elevating your financial position. Our approach is intentionally highly personalised and strategy led.
We take the time to understand your broader financial position and long-term objectives. This allows us to design funding structures that are not only competitive but also strategically aligned with:
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Wealth Creation: Building a legacy that lasts.
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Cash Flow Optimisation: Ensuring your capital works as hard as you do.
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Risk Management: Protecting your assets while you pursue growth.
Through our established lender relationships and deep market expertise, we provide access to institutional and non-bank funding solutions, ensuring flexibility and precision in every execution.
Craig de souza
Founder | Senior Finance Broker
Craig has been working in the finance industry since 1998 and spent 18 years in senior banking roles with one of Australia's Big Four banks. Throughout his career, he has worked closely with high net worth families, business owners, property investors, and corporate clients, delivering tailored lending and strategic finance solutions to support their complex financial needs.
With more than 25 years of banking and finance experience, Craig has developed expertise across a broad range of lending solutions, including residential and commercial finance, cash flow lending, equipment finance, commercial property investment, property development, and self managed super fund (SMSF) lending.
Craig is recognised for building long term relationships based on trust, transparency, and results. He takes the time to understand each client's goals before developing tailored finance strategies that support business growth, investment opportunities, and wealth creation. Backed by an established network of accountants, solicitors, valuers, and specialist financiers, Craig provides a seamless, end to end advisory experience, ensuring clients have access to the expertise and funding solutions required at every stage of their financial journey.
Email: info@altiorfinance.com.au
Phone: 0466 370 106
Our Leadership.
The Architects of Your Growth
To understand Altior Finance, you need to understand the experience that drives us. We use a "Vision First" approach to lending, backed by years of navigating the complex Australian financial landscape.
Who We Are
We are a team of senior financial strategists and accredited brokers who walked away from the "big bank" mentality. We are experts in commercial, asset, and residential finance, but more importantly, we are entrepreneurs and property enthusiasts ourselves. We understand the sleepless nights of an SME owner and the excitement of a young family buying their first home because we’ve been there.
What We Do
We act as the bridge between your current reality and your future goals. We manage the entire capital procurement process, from initial capacity assessment and lender negotiation to the final settlement, ensuring you never have to navigate the complexity of the banking world alone.
Where We Are Going
Our goal is to become the premier, high-authority brokerage across Australia and New Zealand. We aren't just building a business; we are building a legacy of success stories for our clients. As the market shifts, we evolve, ensuring our clients are always positioned at the forefront of lending opportunities.
When to Engage Us
The best time to speak with us is the moment you have a "Vision”. Whether you are 12 months away from expanding your business or ready to bid on a home this weekend, the earlier we are involved, the more bandwidth we can help you create. We help you prepare for a "Yes" before you even approach a lender.
Why We Do It
We do this because we believe that everyone with a vision deserves an advocate. The financial system is designed for the banks, not the borrowers. We exist to tilt the scales back in your favour. We find deep satisfaction in seeing an SME double its footprint or a young family secure its future, that is the "Higher" purpose of Altior Finance.
Why Our Expertise Matters to You
At Altior Finance, we don't just find you a loan. We find you a way up.
In a world of automated "click and apply" loans, Altior provides something technology cannot: Context. We understand that a business owner’s tax return doesn’t always tell the whole story. We know that a young investor's potential isn't just about their current salary, but their long term strategy. Our leadership brings the human intuition and deep industry relationships necessary to present your case to lenders in the best possible light.
